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Blog
October 12, 2016
”the one factor that can make the biggest difference in your wallet: Don’t use insurance to pay for routine and preventative care!!!” This is just the beginning of what we can expect from Obamacare and the health insurance market: Average 2017 increase of 22% KY plans increase 7-64% 1/5 Americans only have 1 plan to choose from Sharp rises expected again for 2018 Many factors contribute to the rise in healthcare cost, but the factor that gets the least attention is the one factor that can make the biggest difference in your wallet: Don’t use insurance to pay for routine and preventative care!!! This is one of the few avenues an individual or family still has to control healthcare spending. Insurance was never designed for low cost preventative care, and using insurance to pay for such services further drives up cost by adding more regulation and middlemen. At Access Med, […]
September 22, 2016
The flu has arrived in Kentucky. In fact, the Bluegrass state is one of the first five states with regional flu activity! We at Access Med strongly recommend getting your flu shot, especially this year because it’s pretty effective (50-60%). Vaccinations have become a “controversial topic” in recent years… This trend has been fueled mostly by bad advice and bad science from well-intentioned people. Still, the facts speak for themselves on this one: Vaccines are the most natural way to prevent disease by boosting your body’s own immune system to combat infections Data already released by recent independent studies show the 2016 flu vaccine decreases your chance of catching the flu by 50-60% Vaccines have a safety profile hundreds of times better than most medications, including over-the-counter medications like Ibuprofen and Acetaminophen sick-woman Here is our list of reminders to help you stay healthy during this infectious season: Wash your […]
August 19, 2016
It dawned on me today that in all of our blog articles, we never really pointed folks back to our website to learn more about the practice. Direct primary care (DPC) is a revolutionary idea to break free from the traditional clinic model and move back to the days when care was more personal and cost was more predictable. It centers around this core theme: DPC (for routine healthcare) + insurance (for catastrophic care) = better care + savings Please take a moment to explore our website. And if you know anyone who is also looking to break free from the rat race of insurance driven primary care, please point them our way too. 😉 Home
August 5, 2016
It might seem difficult to believe that paying for medical care directly, instead of through insurance, actually saves money. Most people dismiss the idea once they hear “no insurance.” They think since they have insurance, this model doesn’t make sense for them. But medicine still follows this basic economic principle: the more middlemen you add to a transaction, the more that transaction costs. On a practical level, saving money through DPC translates to finding a trusted provider to handle your routine and preventative health, then tailoring your insurance coverage needs for the mid and high-dollar costs. (When comparing plans, it’s important to pay close attention to the deductible and out-of-pocket max.) Here are some examples: 43-year-old single adult male KY public school teacher Gold Plan costs $114/mo with a $2500 deductible (OOP max $2500) Monthly cost = $114 + copays High deductible plan $14/mo w/ a $2500 deductible (OOP max […]